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Primary School Education Lays a Perfect Foundation for Further Studies

by

Kamala Dev

Primary school education is one of the most important stages in a student s life and is the first phase of compulsory education. Also known as elementary education, primary school learning is preceded by nursery education and followed by secondary education. In Chennai Public School, we understand that primary school education plays a crucial part in laying the foundation for a child s education. Therefore, we are committed to help every student in achieving basic literacy and numerical skills in the early years of their school life, while learning subjects like mathematics, science, history and geography.

Primary school education

helps a child to learn the basics and then advance to high school or secondary level.

Primary school learning is very important for every child to effectively attain basic levels of literacy. The curriculum of Chennai Public School allows each student to enjoy school life to the fullest, while giving the opportunity to realize his/her potential as a unique individual. Apart from preparing a student for further education and lifelong learning, we help him/her to develop as a social being by co-operating with others and contributing to the betterment of the society. By providing good education in a safe environment, the school also offers different opportunities and activities to boost confidence and self-esteem of every student. Education lays the foundation for a student s future and cultivates the joy of learning within him/her. As the elementary education starts as early as the pre kindergarten level, students grow both emotionally and socially.

Chennai Public School understands the development level of different children and designs an individualized and meaningful school curriculum that is easy to understand and useful for their growth. By imparting strong foundational and social skills, the school helps the students to learn better in the middle school and high school level. While the learner-centered curriculum of the school gives utmost importance to literacy, language and numeracy, it makes sure that the students are educated on personal, social and health issues as well. In primary school education, the teachers try to make the subject interesting for the students rather than just pushing the ideas in a routine manner. They combine classroom study with activities and practical knowledge, and also make use of audio-visual medium to make learning more easy and interesting for the students.

Primary schooling in Chennai Public School is not only limited to academics but also includes many extra-curricular activities such as sports, yoga, meditation and more for children. This ensures good mental as well as physical development of the students. Different competitions and group activities conducted in the school are not only thrilling for them but these also teach the students to work as a team and instill in them the spirit of team work, competition and success. Therefore, primary school education is an essential phase in every student s life. Good primary education will propel their learning in the later stages of school life and improve their academic performance.

Kamala Dev is an academician and columnist who writes about

primary school education

that introduce novel concepts of learning. She has taught in Top Higher Secondary school and also been a teacher guardian in Best CBSE School.

Article Source:

ArticleRich.com

Credit score is a major factor when trying to obtain a home mortgage. And you will know if there is indeed a problem is when you present your score and a prospective lender isn’t giving you any further financial attention. However nowadays loan requiring only good credit history is a thing of the past. Even people with low credit score will be able to find a home loan that they can use to purchase their own home. However, new home mortgage using bad credit will be costing you more because of higher interest rates. So, technically, it is more advantageous to apply for a home mortgage if you can present a good credit score.

Select the right lender

If you have a low credit score, it is likely that you will not be able to acquire a home mortgage with the lender of your choice. And it can be quite difficult to change to a new lender as you have to make documentation of your second mortgage try just like you first time. This extra effort and time spent on documentation for the lender is one of the most taxing parts of applying for new home loan.

Duration of Loan

The time that you will spend in order to finish the repayment of the new mortgage loan is definitely affected by the credit report. This aspect is perhaps less significant than the other factors, however it is still important enough to be taken into financial consideration. The most obvious impact is when a low credit report leads to a higher interest rate. With such high rate, payments will certainly be exorbitant for the borrower especially of shorter payment term is chosen. And so, the borrower has to switch to a longer term in order to make payment more manageable, which on the other hand will make the borrower pay more in interests.

Loan rate

As earlier mentioned, credit score of the borrower has a great impact on new home mortgage loan. As a rule, the lower the credit score, the higher will be the loan’s interest rate. And if the credit rating is very low, the borrower unfortunately might not get a normal home mortgage. It is without saying that better loan rates and terms are offered to borrower if he has good credit scores.

Type of loan

Another factor concerning new home mortgage loan that is affected by your credit score is the type of loan available for borrowers. The major types of loan available include:

1. Fixed rate mortgage
2. Adjustable rate mortgage
3. Balloon payment mortgages

Bear in mind that some unscrupulous lenders will entice or even coerce the borrower to get an adjustable rate mortgage so that when interest rates increase, such increase will be the responsibility of the borrower and not the lender. Borrowers must likewise avoid drawing a loan that might result in the negative equity on the home property and this will financially impact you greatly.

By Yvette Hayes

When purchasing a nursing cover for breastfeeding your new baby, it is important to keep a few things in mind to ensure maximum convenience while breastfeeding and to get the biggest bang for your shopping dollars. Decide why you want a nursing cover. Is it to help you feel more comfortable in public while breastfeeding or do you want to keep baby less distracted while feeding?

Most nursing covers are designed to provide discreet coverage for nursing mothers so that they can breastfeed their baby without exposure to others. Nursing covers are quite convenient and often high on expectant mom’s lists of things they would like to receive at the baby shower. This is a great idea for first time moms since it most certainly will be used at the hospital post delivery, when everything is still new and new nursing mothers are still uncomfortable with the process of breastfeeding. The constant stream of well wishers may make a new mom, already unsure of her breastfeeding skills, even more hesitant to feed her new baby naturally.

Nursing covers are also a great baby shower gift for seasoned nursing moms who may use them while expressing milk by pump at the office, or spending time outside of the home – at church, a restaurant, the mall or the local park.

Here are the Top 5 Tips for choosing the right breastfeeding cover:

— Are you nursing a new born, or do you plan to nurse for an extended period of time? Generally nursing covers are geared for the first year of nursing and extended nursing may require you to move up to a more generous nursing wrap. There are also plus sized options available these days that will fit the bill for curvy moms, those expecting twins, and those who plan longer term breastfeeding.

— How does your baby nurse? Does your child nurse from both breasts in one sitting, or do they generally feed on one side at a time? A lightweight, comfortable option should be chosen in either case, but it is extremely important if your baby has extended feeding sessions since the baby may become overheated and uncomfortable if the nursing wrap is not breathable and soft.

— Nursing covers and wraps come in a variety of styles, fabrics and colors / prints – so you can buy a few and then mix and match with your outfits. If you wish to buy only one, consider the most predominant color in your wardrobe, and then select a print or solid that is complimentary to most of your outfits.

— Do you want a full coverage nursing wrap that will cover your front, back and sides? Or is a nursing cover that only provides front coverage perfect for your needs? Chic styles are available in partial coverage shawl and apron styles that cover the front and sometimes sides, as well as full coverage poncho styles that give you 360 degrees of coverage – front, back, and sides.

— Have patience with learning the best positions and methods for feeding your baby with your new nursing cover and know that you are offering your baby the best nutrition possible.

About the Author: Yvette Hayes is Design Director at

Nursing Bling Boutique

and creator of

Nursing Wrapz nursing covers

, the original nursing cover made from fashion-forward rayon lycra just like your favorite nursing tops for soft, cozy, breastfeeding comfort for you and baby.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=595482&ca=Womens+Interest

byAlma Abell

Roofing leaks can quickly cause a great deal of damage to home interior areas. Insulation becomes soaked, creating an ideal breeding ground for molds. Water then damages ceilings and walls. When leaks become worse, water may actually drip onto interior furnishings or enter electrical boxes. Roof installation and repair in Tacoma, WA, professionals recommend that any roof problem be repaired as soon as possible to prevent those types of damage. Area experts like DLP Roofing, Inc. (roofingcontractorstacoma.com) can quickly assess any roof damage and make recommendations for repairing the problems found.

While roof installation and repair in Tacoma, WA, professionals are available to make repairs to virtually any roof system, residents who routinely have their roofs inspected and maintained rarely need emergency services. Routine annual inspections allow roofing professionals to make minor repairs before damage can occur. While a missing shingle may be visible from the ground, damage to flashings around chimneys or other roof openings normally isn’t. Keeping up with normal maintenance not only prevents leaks, it also tends to make roofing systems last longer.

Eventually, however, all roofs will need to be replaced. When that time comes, roof installation and repair in Tacoma, WA, experts will work with homeowners to evaluate their needs and present different options for replacement roofing systems. While composition shingles are very common in the area, other options may be more appropriate. Metal roofing systems, for example, are becoming increasingly popular with Tacoma area residents. Although the initial expense of a metal roofing system may be higher than shingles, maintenance is minimal and metal roofing lasts far longer than shingles.

Homes in the Tacoma area may also benefit from other roofing systems available. Shake roofs are quite beautiful and may be an option, especially for some of the more rustic styles of homes. Tile roofing is also seen in the area, and with the increasing number of tile styles and colors now available, tile should be considered. No matter what style of home is being re-roofed, there is a roofing system available to enhance its looks and add value.

Professional roofing contractors are available to help Tacoma area homeowners with all their roofing needs. From simple repairs to complete replacements, residents can be assured that professionals will use top quality materials and employ only qualified people to work on their homes. Contact DLP Roofing, Inc. for roofing services in Tacoma, WA.

Pleasure Your Dog with a Pink Dog Bed

by

Allan Michael Taylor

You may be asking yourself whether or not dogs actually like pink dog beds. Sure, they may not realize the fuss; but let’s face it, pink is a fun color. And when you can get a dog bed which is both cool and comfy, you get to meet the 2 principles of style features and sparkle.

Pink dog beds are becoming increasingly popular in the market nowadays. They are available in a wide range of styles and types. Some are simple padded pads, although some are circular or even flower-shaped. There’s also designer beds and nesting dog beds; some may also be used as pet carriers or easily transportable dog houses. If you’re searching for one of those cute beds, you’ll want to look into the foregoing.

Product Features

If you don’t intend for your dog bed to end up merely as a decoration, then you need to be cautious in regards to the product specs, particularly the dimensions. You would would like your dog to be cozy, hence there must be plenty of space for adjusting. It does not have to be very spacious, your pet should be able to stretch and move around just a little. Notice that most pink dog beds in the market are targeted for more compact dogs therefore if your dog is larger, you want to look around more. Apart from the sizing, you might also check on the weight limit, to ensure the filling is sufficient to carry the weight of your pet. If you are looking for a transportable bed, be sure to think about the weight of the dog bed too.

Fabric

Dog beds also come in an array of fabrics, some are made of plastic material and others are covered with micro fiber. Remember that when it comes to dog beds, it’s not necessarily just the lining that you should consider. Support is really the name of the game. A well-padded dog bed is going to be best for your small dog’s joints. The cover should also be able to stand up to pawing as well as biting. Otherwise, your home would end up getting cotton stuffing scattered all over. It might also be hazardous for your dog if it ingests the padding.

Maintenance

Dog beds can be tough to clean. It would help if you get one with a waterproof lining. If it doesn’t have that, you possibly can at a minimum have it covered using a waterproof sheet. Whether or not your dog is well-trained, mishaps may well take place; and we are not merely talking about your dog’s kidney habits. Some liquid canisters could easily get knocked over or your pet might hop on the bed immediately after stepping on something gross. A zippered cover would be a nice attribute, as it is readily washable.

The fact is, pink can be very pretty. Your adorable dog isn’t likely to look washed out when sitting on a pink bed. Quite the opposite; they’d seem even more lovable. Nobody can really know whether dogs might enjoy sitting on pink dog beds, however given that it’s a soft, comfortable pink dog bed, all is ok.

Randall Jones is the founder of dog-beds.com, a site having the top choice of

custom pink dog beds

,

large dog beds

, and

memory foam dog beds

on the web.

Article Source:

ArticleRich.com

Senior care services

by

Simon G S

“The living arrangements are changed during aging. When life style changes the stress and anxiety will occur The proper planning gave more choices for future. If you are simply looking for a community with more transportation access and opportunities to socialize, an independent living facility may be a good option. Choosing a residence is the best thing in independent living. The residence arrangement are designed for seniors to enjoy their independent life. Housing varies widely, from apartment-style living to freestanding homes. Senior Transitions is dedicated to assisting seniors in finding communities that will meet their increasing needs as they age. Good diet and proper exercise are essential for an active life style.

The health care professionals provides home care to the patients. Home care aims to make it possible for people to remain at home rather than use residential, long-term, or institutional-based nursing care. Professional home health services could include medical or psychological assessment, wound care, medication teaching, pain management, disease education and management, physical therapy, speech therapy, or occupational therapy Home assistances also do daily tasks such as meal preparation, housekeeping, shopping laundry. A nursing home or rest home provides a type of care of residents Place of residence for people who require constant nursing care and have significant deficiencies with activities of daily living There are separate nursing home for both elderly and younger adults those who suffer from mental and physical disabilities. Residents may have certain legal rights depending on the location of the facility Nursing home provide nurses, assistants, and social workers. These comes under of a board or an organization. Nursing homes also provide transportation. Most care in nursing facilities is provided by certified nursing assistants, not by skilled personnel Nursing Home Care was initiated with the noble intention of looking after people who needed constant care and medical attention in a safe and clean The senior citizens can enjoy their life in a multi-residence often called as retirement home. Each person or couple in the home has a suite room . The level of facilities varies enormously. The retirement homes can be paid on a rental basis.

When compare to nursing home the retirement homes have great difference in the way of medical attention. In retirement village there is a facility for residents by giving separate homes. The retirement village provides the services of senior care employs at a affordable cost. You no longer need to worry about which physician to call or what hospital to go to or wait for treatment. The retirement home will provide all the services to the residents. Families are increasingly involved in caring for older adults who want to remain at home The caregivers have to face strange problems by solving it with a strong relationships. The caregivers must also involve the older person as much as possible in his or her own care To meet these challenges, advice and guidance from experienced professionals can be important and helpful

“

Senior day care

are actually designed as

personal care home

Article Source:

ArticleRich.com

By Elizabeth Lynette Perkins

How much money will it cost to have and raise a baby? This is an important question on the minds of most would-be parents at one time or another. And it’s a question that often guides their decision to have one.

Sometimes, the expenses are obvious. For example, you’ll need to buy diapers and food for your little one. Other times, however, the costs are less clear. You may lose your household’s second income (if you decide to stay home); you might need to pay for child care (if you decide to continue working); and you’ll need to purchase an assortment of baby gear, including a stroller, crib, and car seat.

This article will provide a closer look at the real cost of raising a baby. Most moms and dads discover it is far higher than they imagined, especially during their infants’ first twelve months. Use the following information as a guide to expenses you may have overlooked.

A Decline In Household Income

When you have a baby, you’ll either stay home or continue working. Chances are, you will have already made the decision. Many new parents decide that one partner will stay home, but underestimate the effect on their household budget. The situation can become particularly serious if the new mom and dad are trying to pay off school loans, car loans, and a mortgage. A lot of moms and dads, after choosing to stay at home, decide to get part-time jobs to supplement their single-income budget.

Also, keep in mind maternity leave is rarely paid. If you decide to stay home with your little one, make sure your savings, insurance, and other means will fill the income gap. A lot of new parents return to work earlier than planned due to the financial strain.

Trips To The Doctor And ER

You may believe your health insurance will cover the entire cost of delivery. But are you certain? Many people are surprised to learn following their babies’ births that their insurance only covers a percentage of the services provided. For example, if you need or want an epidural, is the entire expense covered? If you require a C-section, will your coverage suffice? A typical delivery may cost up to $30,000 (or more) depending on your needs, generating multiple invoices from the hospital and doctors. Health insurance often covers less than the full amount.

You’ll also need to pay a co-payment each time your baby needs to visit her doctor. Add to this expenses related to prescriptions and immunizations, and the $20 or $30 per visit can quickly erode your budget.

Increase In Food-Related Costs

At first, when it comes to food, it’s tempting to only consider the price of formula (if you choose not to breastfeed). But there are other food expenses related to the arrival of your baby. For example, a lot of moms and dads begin to eat out rather than prepare meals at home. The reason? Taking care of a little one can be exhausting, and leave little energy for cooking. Unfortunately, eating out can also be expensive.

If you decide to breastfeed, you might be tempted to think your little one’s food bill is essentially zero. Consider, however, that you may need to purchase a breast pump. You might also need to buy nursing bras, and other clothes that can accommodate your baby’s nursing schedule.

Splurging On Special Occasions

Because your baby’s first birthday is special, you may want to organize a party to celebrate the occasion. Bear in mind that doing so can be expensive. Decorations, food, and gifts can cost two or three hundred dollars, and even more if you invite a large number of guests. Special occasions can also include traveling to see family, trips to amusement parks, and family vacations. Having a baby in tow increases the cost of each of these activities.

You already know that having and raising an infant poses a high cost. But a lot of new moms and dads neglect to plan for the items mentioned above. If forgotten, they can quickly cause unexpected financial stress.

About the Author: Find quality Affordable Maternity Clothes at discount prices from

eMommie.com

. Visit http://www.emommie.com

Source:

isnare.com

Permanent Link:

isnare.com/?aid=659246&ca=Parenting

Wealth management course: Manage your finance

by

Ritika pradhan

Whether it is the High Networth Individuals (HNIs) or the common man earning between Rs. 2 lakh- Rs. 10 lakh, banks are providing a service that can manage your wealth and finance. This service is called Wealth Management. It is that planning and advisory discipline that incorporates managing the investment portfolio, planning the finance and also other allied financial services. It is a guide to making personal financial decisions and records.

A career as a wealth manager can be very rewarding and promising as it equips you with the right talent and skills to get into banking, insurance, finance, real estate sector. It has a great scope because everybody whether individual, business, trusts, small entrepreneurs or big corporates needs to manage his wealth.

The skills of a wealth manager can be acquired through wealth manager training programs. These training programs are meant to inculcate in their students the thrust to become a successful financial manager. Clients expect a lot from a wealth manger and therefore a he must have sufficient skills required.

A wealth manager is supposed to ascertain special client needs and to plan and manage his/her finance so that the particular financial goals of the client can be optimally fulfilled. A wealth manager has a very challenging task because everybody aspires for the maximum return on his/her finance and that aspiration is trusted in the wealth manager. Moreover, since the return on any investment is based on such aspects that are very volatile, wealth management becomes a more challenging task.

Keeping the immense importance of wealth management in mind, EduKart.com has come up with a certificate course in wealth management which is basically designed to develop a practical understanding of the various aspects of investment, insurance and property management. It is meant to create efficient wealth managers with a knack for financial advisory skills incorporating financial planning, portfolio management and other financial services like insurance, risk, mutual funds, property and estate planning etc.

EduKart.com course in wealth management is one of its kinds. Designed by the top notches of the industry, this course has a chance for robust job opportunities. Preparing the students with skills that enable them to not only understand the intricacies of the concept of finance, the course also strives for making successful wealth managers, financial planners and relationship managers.

For more information about the course, click here:

EduKart.com certificate course in wealth management

A graduate in commerce and holder of Post Graduate diploma in Business Journalism & Corporate Communication, from the University of Delhi, Tanvi Wadhwa, has been working for the education industry for long time. Tanvi Wadhwa has written various articles on the benefits of joining various \”

Online Wealth Management Courses

\” in job hunting and career growth in today\”s growing competition.

Article Source:

ArticleRich.com

Submitted by: Dharminder Kumar

Today a high number of real estate professionals have a Real Estate Virtual Assistant as part of their team. This makes the Real Estate VA industry an increasingly competitive one. If you are a Real Estate Virtual Assistant who wants to find ways to serve your client better so as to become indispensable to them, here are a few tips:

1.Know your client s business inside and out. It is not enough to just know your job and do it well; familiarize yourself with all aspects of your client s business so you can find more ways to help them run it more smoothly and efficiently. Learn about real estate trends and developments especially in the area your client serves so you can suggest ways for them to stay ahead of the game. They will appreciate your effort in going the extra mile.

2.Take ownership of your work. Perform each task you are assigned as if you were the business owner; with the right mindset, you can give each task your 100% and the result will be a higher quality of work and increased productivity. Be protective of your client s business; look out for its best interest as if it were your own.

3.Be a person of integrity. Most people have to start at the bottom when entering a new profession, and the same may be true for you. However, prove yourself to be trustworthy and reliable with even the most mundane tasks and as time goes by your client will gain the confidence to entrust you with more important and critical tasks. Establish yourself as someone they can trust and on whom they can depend, and this may lead to great career growth opportunities for you.

4.Never stop learning. Develop a thirst for knowledge and the desire to continuously improve. You may think you are already a good employee who does their work well, but there are always new ways to do old tasks better, faster, more cost-effectively or more efficiently. Push yourself to keep learning and to stay competitive; this will not only benefit your client but yourself as well, as this is one great way to keep your job fresh and never boring.

5.Maintain a good working relationship with your client. Despite the fact that you work remotely and do not see your client face to face on a daily basis, with constant communication you can establish a healthy working relationship with them. Keep in touch with them regularly through email or by phone make sure you are always on the same page. Establish rapport simply by wishing them a good day or telling them to enjoy their weekend before you sign off at the end of the day.

These are just a few tips you can practice to become a better Real Estate Virtual Assistant. There are many more things you can do to become indispensable to your client, but start with some of the above and you are off to a great start.

About the Author: To know more about real estate VA visit us at

myoutdesk.com/

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1806275&ca=Real+Estate

Choosing the Outdoor BBQ Grill for Yourself.

by

David T Smith

Like most people we do on occasions like to cook outdoors, but selecting the right one from the many outdoor bbq grills on the market can be a daunting process. Well, there is no need to get all tensed or overwhelmed. We will help and guide you through some of the options that are available.

You can certainly spend a large sum of money on outdoor bbq grills. Keeping this in mind you need to set your budget before venturing out. It doesn’t matter whether it is a few hundred dollars or a few thousand dollars, it is easy to get caught up in the excitement of purchasing your new outdoor grill. Be strong and firm with yourself and stay within your budget.

Is this for yourself and your family to enjoy an occasional outdoor meal, or do you love to entertain large groups? There are outdoor grills that are perfect for just two people and some that have hundreds of square inches of cooking space, so decide ahead of time what you’re going to need the grill for.

A tabletop model that is meant for one or two people may well suit your needs if you rarely entertain, or you just want to cook outside on the odd occasion. However on the other hand the tabletop outdoor bbq grills will make it difficult if you plan on cooking a meal for several people.

Which type of outdoor bbq grills will you decide to purchase, the charcoal grill or gas grill? The old school will be adamant that the charcoal gives the food that special flavor. The dripping from the meat mixes with the charcoal to create a more tasty smoke. And in turn the smoke add flavor to the meat while cooking. There are plenty of outdoor charcoal bbq grills on the market too choose from.

However, propane is usually much safer to deal with than charcoal. Outdoor grills that run on gas light with the touch of a button rather than needing lighter fluid and matches. They can also be controlled much easier. And when that juice from the meat drips down in a charcoal grill, this can cause flame flare-ups. If you have young children or pets that may be running around the grill, you might opt for gas and learn how to season your meat to make up for the lack of flavor.

It doesn’t matter what type of outdoor bbq grills you are thinking of buying, the important aspect is to stay with your budget, and it meets your needs, and learn how to use the bbq grill by following the manufacturers instructions.

Some tips and ideas on

outdoor bbq grills

also we have many other articles on

great outdoor bbqs

.

Article Source:

Choosing the Outdoor BBQ Grill for Yourself.
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