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Australian government to tackle banks on mortgages

Sunday, January 13, 2008

In response to higher than expected mortgage rate increases last week, Australian treasurer Wayne Swan flagged changes to banking regulations to increase competition between lenders on home mortgages.

Swan announced yesterday he had sought a Treasury report on the banking sector ahead of talks over the next fortnight on reforms to make it easier for bank customers to move mortgages between lenders by forcing banks to reduce exit fees, to “make the market more competitive”.

“Everybody knows we’ve been impacted upon by the U.S. sub-prime mortgage crisis that has pushed up the cost of money,” Swan said.

“But, as I said last week, some of the increases we saw by the banks were not justified. In my view, they were excessive. I urge people to vote with their feet. If there are obstacles to people voting with their feet, switching their accounts, we’ll have a look at those.”

The banking industry, however, insists that loan refinancing is not a complicated process currently, according to the head of the Australian Bankers Association (ABA), David Bell. “There is a competitive marketplace for home loans and the Cannex website shows the many products that are available,” said Bell. “Regarding the switching of transaction accounts, the Australian Payments Clearing Association is conducting a community consultation process on this issue. ABA member banks support this process.”

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Uncategorized | Admin October 8, 2022 | Comments (0)

The Importance Of Proper Nutrition In Strength Training

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The Importance of Proper Nutrition in Strength Training

Jordan Glenn

Living in a big city can make it very difficult for a person to follow proper nutrition guidelines. Unfortunately, these guidelines are essential for strength training, so that extra mile absolutely needs to be taken. A Manhattan personal trainer will most likely tell their clients to eat healthy and drink plenty of water in addition to whatever strength training regimen they adopt.

[youtube]http://www.youtube.com/watch?v=76-wCo40mkU[/youtube]

First, a Manhattan personal trainer will most likely start their client off by eliminating junk foods high in sodium, sugar and unhealthy fats. While certain fats are essential to strength training, the types of fat which are commonly consumed in large amounts will actually hurt a person’s progress. So in order to promote nutrition and strength training, a trainer should advise their client to virtually eliminate these ‘bad fats’ and instead replace them with ‘good fats.’ Examples of good fats would be the monounsaturated fats found in nuts, avocados and natural oils like olive oil. Next, an effort should be made to flush the body of all of the negative elements built up in it. Sometimes a personal trainer Manhattan will suggest an actual cleanse regimen or cleansing drink. More often than not, however, this can be accomplished by simply increasing the water intake of a client. Replace dehydrating drinks like coffee and soda with water and the difference is almost instant. One thing to be aware of is even if a client is drinking the recommended 8 glasses of water a day, the amount may still need to be increased as he or she begins strength training. Finally, supplements may be suggested to improve a client’s health and nutrition and promote maximum strength training benefits. Sometimes a daily multivitamin is all that’s needed. Other times, individual supplements like protein powder and omega 3 pills are suggested. Either way, be sure to stick to dosage instructions for the supplements that are suggested. Remember, before starting any exercise or nutritional program, be sure to speak with your primary care physician first. It may be best to start with your annual physical, so you have baseline for your health, as well as possibly heading off any underlying problems that could derail your progress. In some cases, it may be necessary to foster a conversation between your primary care physician and your personal fitness trainer. Not only will this make sure that any health concerns are acknowledged, but the additional insight will help your personal trainer Manhattan maximize your time in the gym.

About the Author

I have always believed that anyone who wants to live a healthy lifestyle should have the opportunity. For more information please visit neighborhoodtrainer.com

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The Importance of Proper Nutrition in Strength Training

Fitness Equipment | Admin October 7, 2022 | Comments (0)

Wikinews interviews former Salt Lake City mayor and 2012 presidential candidate Rocky Anderson

Wednesday, December 21, 2011

Former Salt Lake City mayor and human rights activist Rocky Anderson took some time to discuss his 2012 U.S. presidential campaign and the newly-created Justice Party with Wikinews reporter William S. Saturn.

Anderson served as mayor of Salt Lake City for eight years (2000–2008) as a member of the Democratic Party. During his tenure, he enacted proposals to reduce the city’s carbon emissions, reformed its criminal justice system, and positioned it as a leading sanctuary for refugees. After leaving office, Anderson grew critical of the Democratic Party’s failure to push for impeachment against President George W. Bush, and for not reversing policies on torture, taxes, and defense spending. He left the party earlier this year and announced that he would form a Third party.

Anderson officially established the Justice Party last week during a press conference in Washington D.C.. He proclaimed “We the people are powerful enough to end the perverse government-to-the-highest-bidder system sustained by the two dominant parties…We are here today for the sake of justice — social justice, environmental justice and economic justice.” The party promotes campaign finance reform and is attempting to appeal to the Occupy Wall Street movement. It is currently working on ballot access efforts, and will hold a Founding Convention in February 2012 in Salt Lake City.

Among other issues, Anderson discussed climate change, health care, education, and civil liberties. He detailed his successes as mayor of Salt Lake City, stressed the importance of executive experience, and expressed his views on President Barack Obama and some of the Republican Party presidential candidates. He spoke in depth about former Massachusetts governor Mitt Romney, with whom he worked during the 2002 Winter Olympics, and fellow Utahan, former governor and U.S. ambassador to China Jon Huntsman, Jr..

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Uncategorized | Admin October 6, 2022 | Comments (0)

Wikinews Shorts: December 9, 2008

A compilation of brief news reports for Tuesday, December 9, 2008.

Contribute to Wikinews by expanding these briefs or add a new one.

The United States media group Tribune Company has filed for bankruptcy protection on Monday as it struggled to sort out its US$13 billion debt. It is the second-largest newspaper publisher in the United States, responsible for the Chicago Tribune and the Los Angeles Times, among others.

The firm has been hit hard by the industry-wide slump in newspaper advert revenues this year. Sam Zell, the billionaire who owns Tribune, took out large loans in order to buy the firm back in June of 2007.

The United States Chapter 11 bankruptcy protection law states that a company can continue trading whilst it sorts out its finances.

Sources

“US publisher in bankruptcy move” — BBC News Online, December 8, 2008
“Tribune files for Chapter 11 bankruptcy” — MarketWatch.com, December 8, 2008

This story has updates See Quebec’s Liberal premier Jean Charest wins third term

The Quebec general election is underway in the Canadian province of Quebec. Premier Jean Charest called the elections, saying he needed a majority to guide Quebec through a period of economic difficulties caused by the worldwide financial crisis.

Polls indicate that the Charest may obtain a majority, with support for his Quebec Liberal Party increasing to 45%, while support for the Parti Québécois remains at around 30%.

The polls will close at 01:00 GMT (20:00 local time), and the results will probably come in soon after that.

Sources

“Quebec voters head to the polls” — BBC News Online, December 8, 2008
“Quebec votes in provincial elections” — Agence France-Presse, December 8, 2008

The United States government is reportedly close to an agreement for a US$15 billion bailout plan for the country’s three largest auto firms.

According to a draft obtained by the Associated Press, the deal would give loans to Detroit‘s struggling Big Three automobile manufacturers — Ford, General Motors, and Chrysler — but under the condition that the auto industry restructures itself to survive. Another condition is that the incumbent US President, George W. Bush, would appoint an overseer to supervise the effort.

Analysts suggest that the agreement could be signed into law by the end of this week.

Sources

“White House cool to plan for auto bailout” — MSNBC, December 8, 2008
“US car bail-out nears agreement” — BBC News Online, December 8, 2008

This page is archived, and is no longer publicly editable.

Articles presented on Wikinews reflect the specific time at which they were written and published, and do not attempt to encompass events or knowledge which occur or become known after their publication.

Got a correction? Add the template {{editprotected}} to the talk page along with your corrections, and it will be brought to the attention of the administrators.

Please note that due to our archival policy, we will not alter or update the content of articles that are archived, but will only accept requests to make grammatical and formatting corrections.

Note that some listed sources or external links may no longer be available online due to age.

This page is archived, and is no longer publicly editable.

Got a correction? Add the template {{editprotected}} to the talk page along with your corrections, and it will be brought to the attention of the administrators.

Please note that due to our archival policy, we will not alter or update the content of articles that are archived, but will only accept requests to make grammatical and formatting corrections.

Note that some listed sources or external links may no longer be available online due to age.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_Shorts:_December_9,_2008&oldid=4495454”

Uncategorized | Admin October 5, 2022 | Comments (0)

How Viruses Can Infect Your Mac

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Submitted by: Bob Shoby

Can a MAC get a virus? Initially, you might think that MAC can never be corrupted by viruses. By listening to some MAC supporters, they’d surely get you to believe that this operating system is too good to get one. The truth is, you can find viruses created to damage MAC. For instance, MAC was hit by Trojan virus way back in 2006. Whatever may be possible for any computer genius, they’re able to obtain the most dynamic software as well as the most damaging program throughout the computer history.

For people who use computers, one of the things that will strike you senses is the existence of harmful elements which can ruin your computer system. Apple Macintosh users are more unlikely to obtain viruses compare with Microsoft Windows. Actually, there are some MAC users who don t even install anti-virus security program. Well, this may not be the right thing to try. Still you ought to be guarded as MAC isn’t really completely resistant to viruses.

Now it is understandable that any personal computer which operates a software is vulnerable to find viruses, which has no exclusion. Why don’t we go further to discover some explanations on why can a MAC get a virus at way less chances when compared with some other operating systems. Firstly, Microsoft Windows are used by a bigger percentage of computer users than MAC. Secondly, MAC is based in the Unix kernel which has been deemed as the oldest and most secure operating system available. And finally, most virus makers tend to be familiar with the IBM platform and Microsoft Windows than MAC.

[youtube]http://www.youtube.com/watch?v=RR1taAFGCH8[/youtube]

Luckily for us, you can find anti-virus versions released by major antivirus software specifically for MAC users. Considering that the demand for MAC is kind of minimal, antivirus companies normally charge upon downloads of MAC anti-virus. Until lately, a number of free anti-virus software was introduced in this marketplace such a PC Tools iAntivirus and Clamxav.

In case that you don t have anti-virus yet, look for free software application via the internet. Why buy something if you can have it absolutely for free? There are a lot of reliable anti-virus software companies that offer it for cost-free. But before being blinded with these, it is essential to know the capacity of any certain software to shield your computers. There won’t be any other considerations which could give you a reassurance than having protected from threatening viruses when it comes to your computers. Most free versions have limited attributes. For full editions, they usually require payment however they are accommodating enough to provide trial periods before buying.

Operating an online PC with your MAC can still bring in Windows viruses because it is imitating Microsoft Windows. It will be one scenario in which you must run an anti-virus program in it. Moreover, MAC may serve as carrier of viruses wherein, a virus could possibly be stored within the MAC without having the user realizing it. It could possibly infect the entire network or send infected emails to a Microsoft computer.

Reading through this article, one can possibly have a very good overview of how MAC is way distinct from Microsoft windows in working with your computer security. It lays down situations when can a MAC get a virus and also the most sensible precaution to do to avoid major computer damage.

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Riots in Île-de-France : 70 arrested after 200 cars burned

Friday, July 15, 2005

About 200 cars were burned by young people on the night of July 13 in Île-de-France, the metropolitan area of Paris. As the police cars arrived, youths began to pelt the vehicles with rocks, firecrackers and bottles. Rioters broke store windows at Argenteuil. Police used flash-balls and smoke grenades. The riots ended with 70 men being arrested. A police officer was wounded by a rocket and was taken to hospital. Shop windows were broken at Argenteuil. It is not the first time vehicles have been attacked on 13-14 July in France.

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Evergrande real estate firm makes missed September bond payment, avoids default

Saturday, October 23, 2021

China property giant Evergrande Group wired USD83.5 million in interest owed in an offshore bond from September 23 on Thursday, temporarily averting default, according to a Reuters source and Chinese newspaper Securities Times.

The wire to a Citibank fiduciary account following a 30-day grace period came after assurances by various members of the Chinese government, Reuters reported. At a Beijing forum Wednesday, Chinese Vice Premier Liu He described the risks as controllable, and chairman of the China Securities Regulatory Commission Yi Huiman said that while authorities needed to curb excessive debt more broadly by “improv[ing] the effectiveness of the constraint mechanism on debt financing”, the matter would be dealt with properly.

Once China’s top real estate developer, Evergrande had accumulated approximately USD305 billion in liabilities, two per cent of the Chinese gross national product, after “dwindling resources” cut its value by 80%, according to Reuters. September data revealed Chinese home sales by value fell by nearly 17% year-on-year, according to The Guardian, and fears over its default led to a slowdown in China’s third quarter GDP growth to a year low of 4.9%. Two sale negotiations with rival developers Hopson Development and Yuexiu, valued at USD2.6 billion and USD1.7 billion, respectively, were suspended, reportedly due to a lack of consent by the government of Guangdong province currently overseeing Evergrande’s restructuring.

News of Evergrande’s remittance caused its shares to rise by as much as 7.8% this morning after a two-week pause in trading for the anticipated sale of 50.1% in Evergrande Property Services Group, and offering some reprieve for bondholders, according to Reuters. Portfolio manager at GaoTeng Global Asset Management James Wong, interviewed by The Guardian, called the news “a positive surprise”, adding “[i]f Evergrande pays this time, I don’t see why it won’t pay the next time.” Jun Rong Yeap for IG Asia pte., interviewed by Bloomberg, said the report “overturned” the narrative “that Evergrande will face difficulty in securing cash ahead”.

Further missed payments are due October 29 and November 11 after similar 30-day grace periods; including yesterday’s USD83.5 million, nearly USD280 million is owed to bondholders.

Stocks have been down for many major Chinese developers: Reuters Wednesday reported year-to-date stock prices fell 87.8% for Sinic Holdings, currently in Fitch Ratings’ ‘restricted default’ after failing to make an October 18 bond payment valued, according to The Guardian, at USD246 million; 80.2% for Evergrande itself; 78.3% for E-House, 58.5% for Fantasia Holdings and 54.6% for Kaisa Group, which defaulted in 2015 and had bonds reach record lows.

Estimates of the Chinese real estate market’s size range from 16 to 25% of the Chinese gross domestic product, according to The Guardian. Chinese President Xi Jinping’s aim to transform the country’s economy from one of debt-fuelled “inflated” growth to one of improved “quality and returns” included imposing regulations on developers that limited their capacity to borrow. A Guardian comment piece from economist George Magnus published on October 15 made reference to China’s “ghost cities” and “rampant credit creation” that has given rise to high vacancy rates and the “financialisaton of housing”.

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Uncategorized | Admin October 4, 2022 | Comments (0)

4 Reasons To Consider Ashwagandha Extract

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Vitamin Analysis

byAlma Abell

Natural supplements can provide the body with the boost it needs to perform at its peak. This is especially so when the right supplements are used in conjunction with wise dietary choices and exercise. One such supplement that can make a difference in daily routine is ashwagandha extract.

What is It?

Ashwagandha extract is derived from a shrub-like plant that grows naturally in India and others parts of the world. This plant has long been used in traditional Indian medicine for treating a host of conditions and helping prevent them. Those who wish to enjoy the benefits of this herb will find it is now available in supplement form, making access to this plant much easier for those who live a world away from where it grows naturally.

Why Take It?

There are a number of reasons to consider working ashwagandha extract into daily routine. Here are just four of them:

Its anti-anxiety effects – In today’s fast-paced, never-stop world more and more people are battling with the effects of anxiety and stress. When those battles aren’t won, living everyday life can be tough. Ashwagandha extract can prove very helpful on this front by providing a natural way to reduce the effects of anxiety while bringing stress levels down. Stress is especially important to reduce since it can have a host of negative impacts on the body over the long run.

Its immunity-boosting ability – Ashwagandha extract also has an ability to boost the body’s natural immunities to illness by increasing white blood cell counts. This can be especially important for those who need an immune boost due to allergies or illness. It can also prove helpful for warding off illness.

Its energy boosting ability – This herbal supplement is also believed to help boost the body’s natural vitality. In doing so, it battles fatigue and helps people remain sharp throughout the day without using harsh chemical or caffeine-based alternatives.

Its cognitive boosting ability – Ashwagandha extract has also been marked as a supplement that can help boost the brain’s acuity. By sharpening cognition, it can assist people in staying on top of their game.

Ashwagandha extract is a powerful supplement that has a lot of practical uses. When it is used as directed, in conjunction with other healthful measures, it can deliver a number of benefits.

Ashwagandha extract supplements can provide the boost you need to get through the day. Find out more by visiting our website at health2nite.com.

Nutrition | Admin | Comments (0)

‘Each makes the other more difficult to recover from’: University of Sussex professor L. Alan Winters speaks to Wikinews on trade, COVID-19, Brexit

‘Each makes the other more difficult to recover from’: University of Sussex professor L. Alan Winters speaks to Wikinews on trade, COVID-19, Brexit

Wednesday, June 30, 2021

Earlier this month, Wikinews spoke with University of Sussex professor of economics L. Alan Winters regarding the decision of the United Kingdom to leave the European Union (EU) in the 2016 Brexit referendum and the subsequent negotiations leading up to and following the EU–UK Trade and Cooperation Agreement of December, which he has researched extensively. In a call, a Wikinews correspondent spoke with Professor Winters about recent developments in UK trade policy to learn more about his observations.

Winters is professor of economics at the University of Sussex, as well as founding director and fellow of the UK Trade Policy Observatory (UKTPO). His career spans over 15 years, including as chief economist at the Department for International Development, director of the Development Research Group of the World Bank, CEO of the Migrating Out of Poverty Research Programme Consortium and advisor for the Organisation for Economic Co-operation and Development, the Commonwealth Secretariat, the European Commission, the European Parliament, the United Nations Conference on Trade and Development, the World Trade Organization and the Inter-American Development Bank.

Three reports where Winters is listed as an author were used as reference during the interview: “COVID-19 will reinforce the Brexit shock”, “The Costs of Brexit” and “Taking stock of the new UK-EU Trade and Cooperation Agreement: governance, state subsidies and the level playing field”.

Winters was awarded the title “Companion of the Most Honourable Order of the Bath”, styled C.B., on June 16, 2012 as part of the 2012 Birthday Honours.

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Uncategorized | Admin October 2, 2022 | Comments (0)

Wikinews interviews William Pomerantz, Senior Director of Space Prizes at the X PRIZE Foundation

Regardless of who wins the prize, people all around the world will be able to experience the mission through high-def video-streams.

Saturday, August 28, 2010

Andreas Hornig, Wikinews contributor and team member of Synergy Moon, competitor in the Google Lunar X Prize, managed to interview Senior Director of Space Prizes William Pomerantz of the X PRIZE Foundation about the competitions, goals, and impacts via e-mail for HDTVTotal.com and Wikinews.

By Wikinews,the free news source

Other stories: Science and technology

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“Japanese probe snatches first asteroid sample” — Wikinews, November 26, 2005
“$20 million prize offered in lunar rover contest” — Wikinews, September 13, 2007

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This exclusive interview features first-hand journalism by a Wikinews reporter. See the collaboration page for more details.

This article is part of a page redesign trial on Wikinews. Please leave comments or bug reports on this redesign.This interview originally appeared on HDTVTotal.com, released under the Creative Commons Attribution 3.0 license. Credit for this interview goes to HDTVTotal.com and Andreas -horn- Hornig.